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Business Description
Alleghany Corporation is engaged, through its subsidiary, Alleghany Insurance Holdings LLC, and its subsidiaries, RSUI Group, Inc., Capitol Transamerica Corporation, Darwin Professional Underwriters, Inc. and Platte River Insurance Company, in the property and casualty and fidelity and surety insurance businesses. Through its subsidiaries, World Minerals Inc., Celite Corporation and Harborlite Corporation and their subsidiaries, Alleghany is engaged in the industrial minerals business. Alleghany also conducts a steel fastener importing and distribution business through its subsidiary, Heads & Threads International LLC. Through its subsidiary, Alleghany Properties, Inc., the Company owns and manages properties in California. In December 2004, the Company merged its industrial fasteners business Heads & Threads International LLC with an acquisition vehicle formed by a private investor group led by Heads & Threads management and Capital Partners, Inc. of Greenwich, Connecticut.

Financial Information
For the nine months ended 9/30/04, revenues rose 59% to $1.02 billion. Net earnings fell 28% to $63.8 million. Results reflect higher net premiums earned and increase in fastener sales, offset by an increase in underwriting expenses and loss and loss adjustment expenses.