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Business Description
Bank One Corporation is a multibank bank holding company that provides domestic retail banking, finance and credit card services, worldwide commercial banking services, and trust and investment management services. Bank One operates banking offices in Arizona, Colorado, Florida, Illinois, Indiana, Kentucky, Louisiana, Michigan, Ohio, Oklahoma, Texas, Utah, West Virginia, Wisconsin, and in certain international markets. Bank One also engages in other businesses related to banking and finance, including credit card and merchant processing, consumer and education finance, real estate-secured lending and servicing, insurance, venture capital, investment and merchant banking, trust, brokerage, investment management, leasing, community development and data processing. These activities are conducted through bank subsidiaries and non-bank subsidiaries.

Financial Information
ONE is a multibank holding company that provides domestic retail banking, finance and credit card; worldwide corporate and institutional banking; and trust/investment management services. For the six months ended 6/02, interest income fell 26% to $6.93 billion. Net interest income after LLP fell 5% to $2.97 billion. Net income applicable to Com. rose 18% to $1.63 billion. Net interest income reflects decreased interest earning assets. Earnings reflect higher credit card revenue.