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Business Description
Marsh & McLennan Companies, Inc. (MMC) is a global professional services firm. The Company is the parent company of subsidiaries and affiliates that provide clients with analysis, advice and transactional capabilities in the fields of risk and insurance services, investment management and consulting. MMC's risk and insurance services are provided by its subsidiaries and their affiliates as broker, agent or consultant for insureds, insurance underwriters and other brokers on a worldwide basis in the areas of risk management and insurance broking, reinsurance broking and services and related insurance services. Investment management and related services are provided by Putnam Investments Trust and its subsidiaries, and consulting services through Mercer, Inc. In June 2004, the Company formed a new organization merging the administration business of Putnam Investments and Mercer HR Outsourcing to create a unified, full-service global company engaged in human resources outsourcing.

Financial Information
For the six months ended 6/30/04, revenues increased 9% to $6.25 billion. Net income increased 3% to $835 million. Revenues reflect continued growth in the risk and insurance services segment. Net income was partially offset by an increase in benefits costs.