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Business Description
Hartford Financial Services Group, Inc (the Hartford) is a diversified insurance and financial services company. The Hartford is a provider of investment products, individual life, group life and group disability insurance products, as well as property and casualty insurance products in the United States. It writes insurance and reinsurance in the United States and internationally, and is organized into two major operations: Life and Property & Casualty. Within these operations, the Company conducts business principally in 10 operating segments.

Financial Information
The Hartford Financial Services Group, Inc. is a diversified insurance co. that provides property and casualty insurance and life insurance. For the six months ended 6/30/02, revenues rose 3% to $7.79 billion. Net income before acct. change fell 5% to $477 million. Revenues reflect increased fee income in Individual Life due to the acquisition of Fortis, Inc. Earnings were offset by an $11 million after-tax charge in the COLI segment related to the Bancorp Litigation.