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Business Description
Genworth Financial, Inc. and its subsidiaries provide various insurance and investment-related products and services in the United States and internationally. The company operates in three segments: Protection, Retirement Income and Investments, and Mortgage Insurance. Protection segment offers life insurance, long-term care insurance, and group life and health insurance. This segment also offers consumer payment protection insurance, which enables consumers meet their payment obligations in the event of illness, involuntary unemployment, disability, or death. Retirement Income and Investments segment offers fixed and variable deferred annuities, income annuities, variable life insurance, and asset management, as well as specialized products, including guaranteed investment contracts, funding agreements, and structured settlements. Mortgage Insurance segment includes mortgage insurance products offered in the United States, Canada, Australia, New Zealand, and Europe that facilitate homeownership by enabling borrowers to buy homes with low-down-payment mortgages. The company serves the life and lifestyle protection, retirement income, investment, and mortgage insurance needs of approximately 15 million customers. It distributes its products and services primarily through financial intermediaries, independent producers, and sales specialists. Genworth Financial was incorporated in 2003 and is headquartered in Richmond, Virginia.