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Business Description
Ameriprise Financial, Inc. provides financial planning, asset management, and insurance services to individuals, businesses, and institutions. It operates through two segments, Asset Accumulation and Income, and Protection. The Asset Accumulation and Income segment offers own and other companies’ mutual funds, as well as own annuities and other asset accumulation and income management products and services to retail clients through advisor network. It also offers annuity products through outside channels, such as banks and broker-dealer networks. This segment also serves institutional clients in the separately managed account, subadvisory, and 401(k) markets. The Protection segment offers various life insurance, disability income, and long-term care insurance products through advisor network. It also offers personal auto and home insurance products on a direct basis to retail clients principally through strategic marketing alliances. The company was founded in 1894 by John Tappan under the name Investors' Syndicate and changed its name to Investors Diversified Services, Inc. in 1949. Subsequently, the company changed its name to American Express Financial Corporation and to Ameriprise Financial, Inc. in August 2005. The company is headquartered in Minneapolis, Minnesota.